The final report on the Financial Services Royal Commission is due to be delivered on 1 February. Industry related issues which were raised at the Royal Commission include add-on insurance, flex commission, and responsible lending. The AADA is of the view that action has already been taken by ASIC on most of those issues. Nevertheless, the report may make certain recommendations to theÂ government in relation to the industry. AADA will be closely monitoring the situation and will respond to the report’s recommendations in a timely manner.